Disability Solutions
We collaborate with agents and advisors in the case design, product selection, and advanced planning of how to accurately transfer or mitigate the financial risk of a disability event in the lives of their clients. Additionally, we serve as advocates on behalf of agents and advisors in the underwriting and issuance of disability insurance policies, representing and negotiating with carriers on their behalf to get the best underwriting and service outcomes. Our expertise is listed below in the following uses of disability insurance planning and products:
- Non-Cancellable, Own Occupation Policies
- Supplemental Executive Disability
- Income and Retirement Protection
- Blue Collar DI
- Impaired Risk
- Business Overhead Expense
- Buy-Sell
- Key Person
- Loan Indemnification
Disability Solutions